What will lending changes mean for southeast property prices?

Adam Empringham explains the impact of these changes

70% growth in value of new mortgages

First Home Buyers left with hefty loan repayments

Home loan affordability the worst its been in 5 years

Comes as investor activity is increasing

10 areas most impacted by lending curbs

House price to income ratio as high as 22 in Sydney’s eastern suburbs

Brace for impact: RBA Financial Stability Review

APRA’s move to dampen lending will take months to play out

Australian housing bubble looming?

APRA has moved to slow the market – will this be sufficient?

APRA tightens home loans

Comes as 20% of new borrowers have loans more than six times their income

Single income buyers at risk in housing market

Proposed policies targeting higher debt-to-income ratio lending